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Student Accident Insurance

Palm Beach State College students who are enrolled in classes that may result in injury during training or clinical experience situations (e.g., in certain criminal justice, health sciences, public safety and trade & industry programs) are responsible for all medical and/or personal expenses resulting from treatment of any such injury.

However, to assist with this expense, all students in covered programs are covered by Student Accident (Education Training) Insurance coordinated by the College and paid for by the student as part of the course registration fee. This insurance coverage is in excess of any private insurance the student may have and is in effect only during classwork and/or training.

  • If the student has their own private health insurance coverage, the College's policy will pay for any out-of-pocket expenses not covered by the student's own insurance, e.g., any deductible or co-payment.
  • If the student has no private health insurance, the College's policy will cover an accident fully up to its limit of $25,000.
  • Students returning to the College for agility tests, re-certifications, etc., are not eligible for this insurance.


What to do if you are injured

If you are a student in a covered program who becomes injured while participating in classwork or training under that program, you should immediately inform your class supervisor or instructor of the accident. Your supervisor/instructor will then contact Campus Safety in order for them to complete a formal Accident – Incident Report. If you need any medical treatment for your injury, our policy allows for the first expense for treatment of the injury to be incurred up to 26 weeks after the accident. Upon deciding that you need medical treatment, or as soon as possible thereafter, you must inform your supervisor/instructor, who is responsible for obtaining the claim form, which you must complete, sign and submit. The completed and signed claim form must be submitted within 30 days of your first treatment to the claims administrator, AG Specialty Insurance at agspecialtyinsurance.com. The Claim Form MUST be signed by you, the student, as well as by your Instructor, or Risk Management. Be sure that you keep a copy of the completed claim form for your records and send a copy to the Risk Manager at MS#66, Building/Room: SEC 103.

Following any medical treatment, your medical insurance carrier (if you have one) will send you an Explanation of Benefits (EOB) outlining what they have paid or will pay and what they will not pay. You must send the EOB and any bills you may receive from your medical provider with your claim form, or as soon as possible thereafter. Once your claim has been submitted to AG Specialty Insurance, they will contact you directly regarding the status. Please feel free to contact the PBSC Risk Manager at riskmanagement@pbsc.edu or 561-868-4015 if you need any assistance.

The Claim Form can also be accessed at the link below. If you have any questions or comments regarding the Student Accident (Education Training) Insurance program, please contact the PBSC Risk Manager at riskmanagement@pbsc.edu or 561-868-4015. If you have any questions regarding the status of a claim, please contact AG Specialty Insurance at 610-935-2860 or agspecialtyinsurance.com.

Partial List of Programs Covered by Student Accident Insurance

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List Updated September 2024

  • Archaeology
  • Alternative Energy Technology
  • Automotive/Diesel/Heavy Equip
  • Barbering
  • Biotechnology
  • Chemistry Labs
  • Collegiate Office Admin
  • Community Emergency Response Team (CERT)
  • Construction
  • Cosmetology/Facial/Nail
  • Crime Scene Tech
  • Criminal Justice
  • Dental Asst. / Hygienist
  • Dental Hygienist – Local
  • Anesthesia
  • Electrical Distribution/Lineman
  • EMS/EMT/Paramedic
  • Engineering
  • Environmental (Bio Sciences)
  • EVOC (Emergency Vehicle Operation Course)
  • Fire Science
  • First Aid/CPR
  • Health Info/Services Mgt
  • Heating/Air Cond (HARV)
  • Home Health Care/Aide
  • Horticulture/Landscaping
  • Hospitality
  • Human Services
  • Machinist
  • Marine Service Tech
  • Massage Therapy
  • Medical Assisting
  • Nursing
  • Ophthalmic
  • Phlebotomist
  • Physical/Exercise/Fitness
  • Radiography/Radiologic Tech
  • Service Learning
  • Respiratory Therapy/Asst/Tech
  • Sonography
  • Supervision and Management
  • Surgical Tech
  • Welding

 

Important Forms